ꯐ꯭ꯔꯤ ꯑꯣꯟꯂꯥꯏꯟ ꯈꯥꯇꯥ ꯕꯨꯛ: ꯎꯙꯥꯔ, ꯕꯥꯀꯤ, ꯑꯔꯤꯕ ꯕꯥꯀꯤ ꯑꯃꯁꯨꯡ WhatsApp ꯅꯤꯡꯁꯤꯡꯍꯟꯕ

ꯈꯥꯇꯥ ꯀꯔꯝꯅ ꯁꯤꯖꯤꯟꯅꯒꯅꯤ

ꯅꯍꯥꯛꯀꯤ ꯕꯤꯖꯤꯅꯦꯁ ꯑꯃꯨꯛꯈꯛ ꯍꯥꯄꯆꯤꯟꯕꯤꯌꯨ꯫ ꯅꯍꯥꯛꯀꯤ ꯃꯤꯡ, ꯑꯦꯗ꯭ꯔꯦꯁ, ꯐꯣꯟ ꯑꯃꯁꯨꯡ UPI ID ꯑꯩꯒꯤ ꯗꯦꯇꯥꯗ ꯑꯃꯨꯛꯈꯛ ꯏꯒꯅꯤ ꯑꯃꯁꯨꯡ ꯁ꯭ꯇꯦꯇꯃꯦꯟꯇ ꯑꯃꯁꯨꯡ ꯅꯤꯡꯁꯤꯡꯍꯟꯕ ꯈꯨꯗꯤꯡꯃꯛꯇ ꯂꯥꯛꯀꯅꯤ꯫
ꯃꯃꯥꯡꯗꯒꯤ ꯂꯩꯔꯤꯕ ꯕꯥꯀꯤꯗꯒꯤ ꯍꯧꯕꯤꯌꯨ꯫ ꯉꯁꯤꯒꯤ ꯃꯃꯥꯡꯗ ꯕꯥꯀꯤ ꯂꯩꯔꯤꯕ ꯀꯁ꯭ꯇꯃꯔꯁꯤꯡꯒꯤꯗꯃꯛ ꯑꯃꯨꯛꯈꯛ "ꯍꯧꯔꯛꯄ ꯕꯦꯂꯦꯟꯁ" ꯏꯕꯤꯌꯨ, ꯈꯨꯗꯝꯅ 1 ꯑꯦꯞꯔꯤꯂꯗ ꯀꯌꯥ ꯕꯥꯀꯤ ꯂꯩꯈꯤꯕꯒꯦ꯫
ꯎꯙꯥꯔ ꯌꯣꯟꯕ ꯈꯨꯗꯤꯡꯃꯛ ꯏꯕꯤꯌꯨ꯫ "ꯎꯙꯥꯔ ꯌꯣꯟꯕ"ꯗ ꯇꯥꯡ, ꯀꯁ꯭ꯇꯃꯔ, ꯁꯦꯜ ꯑꯃꯁꯨꯡ ꯀꯔꯤ ꯄꯤꯈꯤꯕꯒꯦ ꯁꯦꯚ ꯇꯧꯏ꯫ billing.niveshsahayak.in ꯅꯠꯔꯒ cash-memo.niveshsahayak.in ꯇ ꯁꯦꯝꯕ ꯏꯅꯚꯣꯏꯁ ꯑꯃꯁꯨꯡ ꯀꯦꯁ ꯃꯦꯃꯣꯁꯤꯡ ꯃꯁꯥꯃꯛ ꯂꯥꯛꯏ꯫
ꯁꯦꯜ ꯐꯪꯕꯒ ꯂꯣꯌꯅꯅ ꯏꯕꯤꯌꯨ꯫ "ꯁꯦꯜ ꯐꯪꯂꯦ"ꯅ ꯀꯔꯝꯅ ꯄꯤꯈꯤꯕꯒꯦ (ꯀꯦꯁ, UPI, ꯆꯦꯛ…) ꯍꯪꯏ ꯑꯃꯁꯨꯡ ꯃꯈꯣꯌꯒꯤ ꯈ꯭ꯕꯥꯏꯗꯒꯤ ꯑꯔꯤꯕ ꯕꯥꯀꯤ ꯕꯤꯂꯁꯤꯡ ꯑꯍꯥꯅꯕ ꯇꯤꯛ ꯇꯧꯏ꯫ ꯃꯈꯣꯌꯅ ꯑꯀꯛꯅꯕ ꯕꯤꯂꯁꯤꯡ ꯁꯣꯏꯗꯕ ꯇꯧꯔꯕꯗꯤ ꯇꯤꯛ ꯍꯣꯡꯗꯣꯀꯄꯤꯌꯨ; ꯂꯦꯃꯍꯧꯔꯤꯕꯗꯨ ꯑꯦꯗꯚꯥꯟꯁ ꯑꯣꯏꯅ ꯂꯩꯒꯅꯤ꯫
ꯕꯥꯀꯤ ꯌꯦꯡꯕꯤꯌꯨ꯫ "ꯕꯥꯀꯤ"ꯗ ꯀꯁ꯭ꯇꯃꯔ ꯈꯨꯗꯤꯡꯃꯛꯀꯤ ꯕꯥꯀꯤ 0–30, 31–60, 61–90 ꯑꯃꯁꯨꯡ ꯅꯨꯃꯤꯠ 90 ꯍꯦꯟꯅ ꯍꯥꯌꯅ ꯈꯥꯌꯗꯅ ꯎꯒꯅꯤ, ꯕꯤꯂꯒꯤ ꯇꯥꯡꯗꯒꯤ ꯊꯤꯖꯤꯟꯅꯕ꯫
ꯅꯤꯡꯁꯤꯡꯍꯟꯕꯤꯌꯨ, ꯅꯠꯔꯒ ꯁ꯭ꯇꯦꯇꯃꯦꯟꯇ ꯊꯥꯕꯤꯌꯨ꯫ "WhatsApp ꯅꯤꯡꯁꯤꯡꯍꯟꯕ" ꯅꯝꯕꯤꯌꯨ: ꯁꯦꯜ, ꯕꯥꯀꯤ ꯕꯤꯜ ꯑꯃꯁꯨꯡ ꯅꯍꯥꯛꯀꯤ UPI ID ꯌꯥꯎꯕ ꯃꯦꯁꯦꯖ WhatsApp ꯇ ꯍꯥꯡꯗꯣꯛꯀꯅꯤ, ꯑꯃꯁꯨꯡ ꯅꯍꯥꯛꯅ ꯊꯥꯕ ꯅꯝꯒꯅꯤ꯫ ꯅꯠꯔꯒ ꯀꯁ꯭ꯇꯃꯔ ꯍꯥꯡꯗꯣꯛꯇ꯭ꯔꯒ ꯃꯍꯥꯛꯀꯤ ꯁ꯭ꯇꯦꯇꯃꯦꯟꯇ ꯑꯣꯐ ꯑꯦꯀꯥꯎꯟꯇ ꯄ꯭ꯔꯤꯟꯠ ꯇꯧꯕꯤꯌꯨ ꯅꯠꯔꯒ PDF ꯊꯥꯕꯤꯌꯨ꯫

ꯃꯁꯤꯅ ꯅꯍꯥꯛꯀꯤꯗꯃꯛ ꯀꯔꯤ ꯇꯧꯕꯒꯦ

ꯕꯤꯜ ꯃꯇꯨꯡ ꯏꯟꯅ ꯕꯥꯀꯤ: ꯄꯦꯃꯦꯟꯇ ꯈꯨꯗꯤꯡꯃꯛ ꯃꯁꯤꯅ ꯁꯣꯏꯗꯕ ꯇꯧꯕ ꯕꯤꯂꯁꯤꯡꯒ ꯁꯝꯅꯩ, ꯃꯔꯝ ꯑꯗꯨꯅ ꯇꯣꯇꯦꯜ ꯈꯛꯇ ꯅꯠꯇꯅ ꯀꯔꯤ ꯕꯤꯜ ꯍꯥꯡꯗꯣꯛꯂꯤꯕꯒꯦ ꯍꯥꯌꯕꯁꯨ ꯎꯒꯅꯤ꯫
ꯀꯌꯥ ꯑꯔꯤꯕꯒꯦ: ꯑꯔꯤꯕ ꯕꯥꯀꯤ ꯇꯣꯉꯥꯟꯅ ꯎꯒꯅꯤ, ꯃꯔꯝ ꯑꯗꯨꯅ ꯅꯨꯃꯤꯠ 90 ꯒꯤ ꯕꯥꯀꯤ ꯃꯥꯡꯗ꯭ꯔꯤꯉꯩ ꯃꯃꯥꯡꯗ ꯋꯥ ꯉꯥꯡꯕ ꯌꯥꯏ꯫
ꯁ꯭ꯇꯦꯇꯃꯦꯟꯇ ꯑꯣꯐ ꯑꯦꯀꯥꯎꯟꯇ: ꯍꯧꯔꯛꯄ ꯕꯦꯂꯦꯟꯁ, ꯕꯤꯜ ꯑꯃꯁꯨꯡ ꯄꯦꯃꯦꯟꯇ ꯈꯨꯗꯤꯡꯃꯛ ꯆꯠꯂꯤꯕ ꯕꯦꯂꯦꯟꯁꯒ ꯂꯣꯌꯅꯅ, ꯑꯃꯁꯨꯡ ꯑꯔꯣꯏꯕ ꯕꯦꯂꯦꯟꯁ, ꯀꯔꯤꯒꯨꯝꯕ ꯇꯥꯡꯒꯤ ꯃꯇꯝꯒꯤꯗꯃꯛ꯫
WhatsApp ꯅꯤꯡꯁꯤꯡꯍꯟꯕ: ꯁꯦꯝ ꯁꯥꯔꯕ ꯏꯆꯝ ꯆꯝꯕ ꯃꯦꯁꯦꯖ; ꯅꯍꯥꯛꯅ WhatsApp ꯇ ꯊꯥꯕ ꯅꯝꯗ꯭ꯔꯤꯐꯥꯑꯣꯕ ꯀꯔꯤꯒꯨꯝꯕ ꯑꯃꯠꯇ ꯆꯠꯂꯣꯏ꯫
ꯑꯦꯗꯚꯥꯟꯁ ꯑꯃꯁꯨꯡ ꯁꯔꯨꯛ ꯄꯦꯃꯦꯟꯇ: ꯕꯤꯂꯒꯤ ꯃꯃꯥꯡꯗ ꯐꯪꯂꯕ ꯁꯦꯜ ꯊꯝꯒꯅꯤ ꯑꯃꯁꯨꯡ ꯃꯊꯪꯒꯤ ꯕꯤꯂꯁꯤꯡꯗ ꯁꯤꯖꯤꯟꯅꯒꯅꯤ꯫
ꯑꯦꯞꯀꯤ ꯁꯦꯌꯥꯔ ꯗꯦꯇꯥ: ꯃꯁꯤ ꯐ꯭ꯔꯤ Nivesh Sahayak ꯑꯦꯞꯀꯤ ꯈꯥꯇꯥ ꯁꯔꯨꯛꯅꯤ, ꯃꯔꯝ ꯑꯗꯨꯅ ꯗꯦꯁꯕꯣꯔꯗ, ꯀꯦꯁ ꯕꯨꯛ ꯑꯃꯁꯨꯡ ꯁꯞꯂꯥꯏꯌꯔꯒꯤ ꯕꯥꯀꯤ ꯀ꯭ꯂꯤꯛ ꯑꯃꯈꯛꯇ꯫

ꯍꯤꯁꯥꯕ ꯑꯃꯈꯛ, ꯊꯣꯉ ꯀꯌꯥ

ꯈꯥꯇꯥ ꯑꯁꯤ ꯐ꯭ꯔꯤ Nivesh Sahayak ꯑꯦꯞ ꯀꯤ ꯁꯔꯨꯛ ꯑꯃꯅꯤ꯫ ꯃꯐꯝ ꯑꯁꯤꯗ ꯅꯍꯥꯛꯅ ꯏꯕ ꯄꯨꯝꯅꯃꯛ ꯗꯤꯚꯥꯏꯁ ꯑꯁꯤꯒꯤ ꯕ꯭ꯔꯥꯎꯖꯔ ꯑꯁꯤꯗꯈꯛ, ꯑꯦꯞ ꯑꯃꯁꯨꯡ Nivesh Sahayak ꯗꯣꯀꯨꯃꯦꯟꯇ ꯃꯦꯀꯔ ꯄꯨꯝꯅꯃꯛꯅ ꯁꯤꯖꯤꯟꯅꯕ ꯁꯦꯌꯥꯔ ꯗꯦꯇꯥ ꯌꯨꯃꯗ ꯂꯩꯒꯅꯤ (my.niveshsahayak.in)꯫ billing ꯁꯥꯏꯇꯇ ꯁꯦꯝꯕ ꯕꯤꯂꯁꯤꯡ ꯃꯐꯝ ꯑꯁꯤꯗ ꯃꯁꯥꯃꯛ ꯎꯒꯅꯤ, ꯑꯃꯁꯨꯡ ꯃꯐꯝ ꯑꯁꯤꯒꯤ ꯑꯦꯟꯠꯔꯤꯁꯤꯡ ꯑꯦꯞꯇ ꯎꯒꯅꯤ꯫ ꯑꯦꯀꯥꯎꯟꯇ ꯑꯃꯠꯇ ꯃꯊꯧ ꯇꯥꯗꯦ, ꯑꯃꯁꯨꯡ ꯑꯩꯈꯣꯌꯗ ꯀꯔꯤꯒꯨꯝꯕ ꯑꯃꯠꯇ ꯑꯄꯂꯣꯗ ꯇꯧꯗꯦ꯫

ꯕꯦꯛꯑꯞ ꯊꯝꯕꯤꯌꯨ꯫ ꯕ꯭ꯔꯥꯎꯖꯔ ꯗꯦꯇꯥ ꯃꯨꯠꯊꯠꯂꯕꯗꯤ ꯃꯐꯝ ꯑꯁꯤꯗ ꯁꯦꯚ ꯇꯧꯔꯕ ꯊꯕꯛꯁꯨ ꯃꯥꯡꯒꯅꯤ꯫ ꯃꯊꯛꯇ ꯑꯩꯒꯤ ꯗꯦꯇꯥ ꯍꯥꯡꯗꯣꯛꯇ꯭ꯔꯒ ꯃꯇꯝ ꯃꯇꯝꯗ ꯕꯦꯛꯑꯞ ꯐꯥꯏꯜ ꯁꯦꯚ ꯇꯧꯕꯤꯌꯨ ꯅꯝꯕꯤꯌꯨ꯫ ꯐꯥꯏꯜ ꯑꯃꯗ ꯕꯤꯜ, ꯄꯦꯃꯦꯟꯇ, ꯀꯁ꯭ꯇꯃꯔ ꯑꯃꯁꯨꯡ ꯁꯞꯂꯥꯏꯌꯔ ꯄꯨꯝꯅꯃꯛ ꯂꯩ, ꯑꯃꯁꯨꯡ ꯃꯗꯨ ꯀꯩꯗꯧꯉꯩꯗꯁꯨ ꯑꯇꯣꯞꯄ ꯀꯝꯞꯌꯨꯇꯔ ꯅꯠꯔꯒ ꯐꯣꯟꯗ ꯑꯃꯨꯛ ꯍꯟꯅ ꯄꯨꯔꯛꯄ ꯌꯥꯏ꯫

ꯒꯥꯏꯗ

ꯈꯥꯇꯥ ꯕꯨꯛ ꯐꯣꯔꯃꯦꯠꯀꯁ꯭ꯇꯃꯔꯒꯤ ꯈꯥꯇꯥ ꯀꯔꯝꯅ ꯏꯕꯒꯦ, ꯈꯨꯗꯝ ꯑꯃꯒ ꯂꯣꯌꯅꯅ꯫ ꯕꯥꯀꯤ ꯑꯃꯁꯨꯡ ꯀꯌꯥ ꯑꯔꯤꯕꯒꯦ0–30, 31–60, 61–90 ꯑꯃꯁꯨꯡ 90+ ꯅꯨꯃꯤꯠꯀꯤ ꯑꯔꯊ, ꯑꯃꯁꯨꯡ ꯈꯣꯉꯊꯥꯡ ꯈꯨꯗꯤꯡꯃꯛꯇ ꯀꯔꯤ ꯇꯧꯒꯗꯒꯦ꯫ ꯁ꯭ꯇꯦꯇꯃꯦꯟꯇ ꯑꯣꯐ ꯑꯦꯀꯥꯎꯟꯇDr ꯑꯃꯁꯨꯡ Cr ꯄꯥꯕꯤꯌꯨ, ꯁ꯭ꯇꯦꯇꯃꯦꯟꯇ ꯊꯥꯕꯤꯌꯨ, ꯕꯦꯂꯦꯟꯁ ꯆꯨꯝꯃꯤ ꯍꯥꯌꯍꯜꯂꯨ꯫ ꯄꯦꯃꯦꯟꯇ ꯅꯤꯡꯁꯤꯡꯍꯟꯕ ꯃꯦꯁꯦꯖꯏꯪꯂꯤꯁ ꯑꯃꯁꯨꯡ ꯍꯤꯟꯗꯤꯗ ꯏꯆꯝ ꯆꯝꯕ WhatsApp ꯅꯤꯡꯁꯤꯡꯍꯟꯕ, ꯈꯣꯉꯊꯥꯡ ꯈꯣꯉꯊꯥꯡ꯫

ꯃꯤꯁꯤꯡꯅ ꯍꯪꯕ ꯋꯥꯍꯪꯁꯤꯡ

ꯈꯥꯇꯥ ꯕꯨꯛ ꯑꯁꯤ ꯇꯁꯦꯡꯅ ꯐ꯭ꯔꯤꯔꯥ?

ꯍꯣꯌ꯫ ꯂꯣꯒꯏꯟ ꯂꯩꯇꯦ, ꯐꯤ ꯂꯩꯇꯦ, ꯑꯃꯁꯨꯡ ꯀꯁ꯭ꯇꯃꯔ ꯅꯠꯔꯒ ꯑꯦꯟꯠꯔꯤꯒꯤ ꯂꯤꯃꯤꯠ ꯂꯩꯇꯦ꯫ ꯃꯁꯤ ꯅꯍꯥꯛꯀꯤ ꯕ꯭ꯔꯥꯎꯖꯔꯗ ꯆꯠꯂꯤ ꯑꯃꯁꯨꯡ ꯅꯍꯥꯛꯀꯤ ꯗꯦꯇꯥ ꯅꯍꯥꯛꯀꯤ ꯗꯤꯚꯥꯏꯁꯇ ꯂꯩ꯫

ꯃꯁꯤ ꯐꯣꯟꯗ ꯆꯠꯂꯤꯕꯔꯥ?

ꯍꯣꯌ, ꯑꯅꯧꯕ ꯐꯣꯟ ꯕ꯭ꯔꯥꯎꯖꯔ ꯀꯔꯤꯒꯨꯝꯕꯗ꯫ ꯕ꯭ꯔꯥꯎꯖꯔ ꯃꯦꯅꯨꯗꯒꯤ ꯍꯣꯝ ꯁ꯭ꯛꯔꯤꯟꯗ ꯍꯥꯄꯆꯤꯟꯕ ꯌꯥꯏ, ꯃꯗꯨꯒꯤ ꯃꯇꯨꯡꯗ ꯃꯁꯤ ꯑꯦꯞ ꯑꯃꯒꯨꯝꯅ ꯍꯥꯡꯗꯣꯛꯀꯅꯤ, ꯏꯟꯇꯔꯅꯦꯠ ꯌꯥꯎꯗꯅꯁꯨ꯫

ꯑꯩꯒꯤ ꯀꯁ꯭ꯇꯃꯔꯁꯤꯡꯗ ꯅꯈꯣꯌꯒꯤ ꯃꯥꯏꯀꯩꯗꯒꯤ ꯃꯦꯁꯦꯖ ꯀꯔꯤꯒꯨꯝꯕ ꯆꯠꯀꯗ꯭ꯔꯥ?

ꯆꯠꯂꯣꯏ꯫ ꯑꯩꯈꯣꯌꯅ ꯀꯔꯤꯒꯨꯝꯕ ꯑꯃꯠꯇ ꯊꯥꯗꯦ꯫ WhatsApp ꯅꯤꯡꯁꯤꯡꯍꯟꯕ ꯑꯁꯤ ꯅꯍꯥꯛꯀꯤ ꯃꯁꯥꯒꯤ WhatsApp ꯇ ꯁꯦꯝ ꯁꯥꯔꯕ ꯏꯕ ꯃꯑꯣꯡꯗ ꯍꯥꯡꯗꯣꯛꯏ; ꯅꯍꯥꯛꯅ ꯊꯥꯕ ꯅꯝꯂꯕꯗꯈꯛ ꯆꯠꯀꯅꯤ꯫

ꯃꯁꯤ ꯑꯩꯒꯤ GST ꯏꯅꯚꯣꯏꯁꯒ ꯂꯣꯌꯅꯅ ꯁꯤꯖꯤꯟꯅꯕ ꯌꯥꯕꯔꯥ?

ꯌꯥꯏ꯫ ꯕ꯭ꯔꯥꯎꯖꯔ ꯑꯁꯤꯗꯨꯃꯛꯇ billing.niveshsahayak.in ꯑꯃꯁꯨꯡ cash-memo.niveshsahayak.in ꯇ ꯁꯦꯝꯕ ꯏꯅꯚꯣꯏꯁ ꯑꯃꯁꯨꯡ ꯀꯦꯁ ꯃꯦꯃꯣꯁꯤꯡ ꯈꯥꯇꯥꯗ ꯃꯁꯥꯃꯛ ꯎꯒꯅꯤ, ꯈꯨꯗꯤꯡꯃꯛ ꯂꯦꯃꯍꯧꯔꯤꯕ ꯕꯥꯀꯤꯒ ꯂꯣꯌꯅꯅ꯫

ꯀꯁ꯭ꯇꯃꯔꯅ ꯕꯤꯂꯒꯤ ꯁꯔꯨꯛ ꯈꯛꯇ ꯄꯤꯔꯕꯗꯤ?

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ꯐ꯭ꯔꯤ ꯈꯥꯇꯥ ꯕꯨꯛ: ꯀꯅꯥꯅ ꯀꯌꯥ ꯕꯥꯀꯤ ꯂꯩꯕꯒꯦ, ꯑꯃꯁꯨꯡ ꯀꯗꯥꯏꯗꯒꯤ